The Mini is a design classic and under the watch of BMW since 2001, the new Mini has continued this tradition with its massively popular reinvention of the original car. It’s popularity, along with the large number of models in the range means Mini car insurance premiums can vary widely.

Originally launching with four models, the base Mini One, the diesel powered Mini One D the sporty Mini Cooper and the high performance Mini Cooper S, the range has continued to grow with the addition of the Mini Convertible and the Mini Clubman estate to the car line up.

With such a wide range of styles and performance in the range and having such a wide demographic of owners due to their widespread appeal, Mini car insurance premiums can vary greatly depending on the type of car you go for as well all the typical car insurance factors such as you age, gender, occupation and location.
MINI Insurance Group

These days getting the best deal on your car insurance is so much easier than in the past. Insurance comparison sites make the task much less of an ordeal to find the best price and cover to insure your Mini. It is easy to get a quote from any insurer and thanks to the their popularity on the roads there are many specialist insurers who offering tailored Mini coverage, particularly from the performance models and for modified cars.

Mini car Insurance Groups have a wide spread due to the different specification and performance of the various models in the range. As a typical example you could expect a standard Mini One to be in insurance group 5 whereas the top end Mini Cooper S is around insurance group 15. As the Mini is a desirable car with a high residual market for used examples you may unfortunately have to expect high premiums if you live in a high risk post code area (generally city centres, etc).

Classic Mini Insurance

Of course as well the new range, the classic Mini still remains popular, rightfully claiming its position as an icon of British design. Popular amongst enthusiasts, there are plentiful insurers offering classic Mini car insurance packages and rather than using the standard comparison sites, it may well be worth your while to try getting quotes from smaller specialist insurers. Due to their age many Mini’s are elegible for classic car insurance which can work out cheaper than standard cover.

This is under the presumption from the insurer that a classic car is well maintained and looked after. You can also gain big premium savings under classic car insurance by accepting a limited mileage policy, ideal if your classic Mini is a second car for weekend use or such. Many cars of this age are also modified so if your Mini is it is worth taking this into consideration when looking at different insurers as this could affect your premium.